Insurance policies are contracts, and are generally interpreted using general contractual legal principles. In case a policy provision is subject to more than a single interpretation, where your interpretation is reasonable, the insurance company is bound by that interpretation in most cases. The policy is interpreted against the insurance company because it wrote the policy. A lot of policy language is standard, though, and has either been required by law, or has been interpreted by the courts to have a certain meaning. Contact our offices for help with interpreting your policy, your coverage, and for help determining whether you have been a victim of bad faith or unfair insurance claim practices.

Frequently Asked Questions

 


Q: What if my insurance company says that my claim is not covered due to the specific provision?

A: Insurance policies are contracts, and are generally interpreted using general contractual legal principles. In case a policy provision is subject to more than a single interpretation, where your interpretation is reasonable, the insurance company is bound by that interpretation in most cases. The policy is interpreted against the insurance company because it wrote the policy. A lot of policy language is standard, though, and has either been required by law, or has been interpreted by the courts to have a certain meaning. Contact our offices for help with interpreting your policy, your coverage, and for help determining whether you have been a victim of bad faith or unfair insurance claim practices.


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