Insurance policies are contracts, and they must first be read in order to determine what coverage you have. However, if you properly file a claim, your insurer has an obligation to adjust your claim even if you are unaware of the extent of the claim or terms of coverage. This situation may become tricky and can be manipulated by an unscrupulous insurer because you are simply unaware of the coverage. Then the check you receive could be for less than what you are owed for compensation. In that case you could be a victim of a bad faith or an unfair insurance claims practice. Don’t hesitate to contact us and we can help you discover the coverage you have and seek the best coverage possible as specified in your policy.

Frequently Asked Questions

Below are some initial questions many clients have when they first contact The Law Offices of Thomas Waitt Pleasant, PLLC. The questions below may address many initial concerns you may have. If you don't find the answers here, you should contact us for answers to questions specific to your case. The consultation is free.

Q: I am not sure as to the extent of my coverage, have not read my policy and not sure if my claim is covered. Does this mean I cannot file my claim?

A: Insurance policies are contracts, and they must first be read in order to determine what coverage you have. However, if you properly file a claim, your insurer has an obligation to adjust your claim even if you are unaware of the extent of the claim or terms of coverage. This situation may become tricky and can be manipulated by an unscrupulous insurer because you are simply unaware of the coverage. Then the check you receive could be for less than what you are owed for compensation. In that case you could be a victim of a bad faith or an unfair insurance claims practice. Don’t hesitate to contact us and we can help you discover the coverage you have and seek the best coverage possible as specified in your policy.

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The Law Offices of Thomas Waitt Pleasant, PLLC
427 Franklin Street
Fayetteville, NC 28301

Toll Free: 888-HELP-156
Phone: (910) 323-3250

The Law Offices of
Thomas Waitt Pleasant, PLLC

427 Franklin Street
Fayetteville, NC 28301
Raleigh | Fayetteville | Wilmington
Toll Free: 888-HELP-156
Phone: (910) 323-3250

Frequent Questions

Insurance: Unfair Insurance Claim Practices

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