The vast majority of companies sponsor their employees' benefit plans, including disability insurance, health insurance, etc. ERISA controls nearly every employer-provided benefit. ERISA does not apply to individual insurance policies that were purchased privately outside of employer’s benefit plans. Let Thomas Pleasant help you make the determination as to whether ERISA applies and controls your benefit claim.

Frequently Asked Questions

 


Q: How do I know if I am covered by ERISA (Employer Retirement Income Security Act) or by a private plan?

A: The vast majority of companies sponsor their employees' benefit plans, including disability insurance, health insurance, etc. ERISA controls nearly every employer-provided benefit. ERISA does not apply to individual insurance policies that were purchased privately outside of employer’s benefit plans. Let Thomas Pleasant help you make the determination as to whether ERISA applies and controls your benefit claim.


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