Pleasant Law Blog (Insurance Claims, Medical Misakes, and Nursing Home Claims)

Unum Insurance, Provident Life Insurance, Paul Revere Insurance - Regulatory Settlement Details, etc.

By Thomas Pleasant, North Carolina Insurance Attorney. 910.509.7106. In November 2004 Unum entered into a regulatory settlement agreement with the U.S. Dept. of Labor. (Details of the Settlement Here). This settlement relates to this insurance company's widespread bad and unfair insurance claims practices. As part of this insurance claims practices settlement, Unum Insurance was required to obtain independent medical evaluations in "appropriate situations" and "fairly interpret" the results. The question is whether long term disability insurers like Unum Insurance, Provident Life and Accident Insurance, Paul Revere Insurance, John Hancock Insurance, The Hartford Insurance, CIGNA Insurance, and others are truly fairly interpreting medical examinations when its policyholders' disability benefits are being questioned. This article reports that Unum is in compliance.  If your disability benefits are being cut or denied, consider contacting an attorney with experience with Unum Insurance and other insurance companies.