Thomas Pleasant helps people who are being victimized by insurance companies. If you are facing obstacles in getting your insurer to pay a legitimate claim or if your claim has already been denied, Thomas can help you. His areas of special expertise include insurance bad faith cases, long-term disability claims, and property damage and losses as well as personal injury and product liability cases, and situations in which people are being treated unfairly by their employers and as consumers. Thomas represents clients in the Southeast and Mid regions of North Carolina. If you need legal help, contact Thomas today for a free consultation. www.pleasantlaw.com

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Insurance: Unfair Insurance Claim Practices

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Thomas Pleasant helps people who are being victimized by insurance companies. If you are facing obstacles in getting your insurer to pay a legitimate claim or if your claim has already been denied, Thomas can help you. His areas of special expertise include insurance bad faith cases, long-term disability claims, and property damage and losses as well as personal injury and product liability cases, and situations in which people are being treated unfairly by their employers and as consumers. Thomas represents clients in the Southeast and Mid regions of North Carolina. If you need legal help, contact Thomas today for a free consultation. www.pleasantlaw.com

Pleasant Law Blog

Pleasant Law Blog
Blog Category:

Personal Injury & Wrongful Death

    2/6/2008
    Thomas Pleasant
    Comments (1)

    Life Care Plans for Future Care in Personal Injury Cases Add Up

    Often in personal injury lawsuits or cases, the cost of continued care is the single biggest part of the damages awarded by a jury, or the amount for which that personal injury case is settled.  For example, an Arizona jury recently awarded a 15 year old Arizona boy and his parents about $9.14 million.  Much of this verdict had to with the seriousness of the traumatic brain injuries suffered by this boy, whose future medical costs were estimated at up to $3.5 million.  Additionally, this boy’s loss of earning capacity was a substantial estimated $2.12 million.  People are often upset by large jury verdicts, but fail to consider the true economic reality that often results from other’s negligence or carelessness in personal injury or wrongful death cases.  These verdicts are not driven by greed or irrationally on the part of lawyers or jurors.  These verdicts are made up, in my opinion, most often of amounts designed to truly and fairly compensate personal injury and wrongful death plaintiffs.  Plaintiffs must back these figures up through the use of testifying experts who understand the cost implications of these personal injuries and the treatment that is expected and necessary.

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Protect Your Disabled Clients with a Life Care Plan

I have written extensively in the past about inappropriate discharge planning from the hospital. Whether the third party reimbursement is based on cost plus (CP) or diagnostic related groupings (DRG), all hospitals have a financial incentive to discharge their patients as early as possible. With the former type, all of the profit is made during the first three days of any hospitalization, so faster turnover leads to a higher bottom line. Likewise, with the DRGs there is a flat rate for an average length of stay for a particular diagnosis so the earlier discharges allows the hospital to keep more of the money. Therefore, discharge planners have the imperative to immediately push the patient out through the front door once the primary care physician declares that the patient no longer needs acute hospital care. This often leads to the hospital dumping your client into an environment that is ill equipped to deal with the catastrophic disability and will fail to prevent the common complications that cause further deterioration and death. When such negligence occurs there is a clear hospital liability. However, it behooves the attorney to protect the disabled client and prevent such complications by hiring a nurse case manager to evaluate the clients needs immediately after arriving from the hospital and present a life care plan. Aside from the humanitarian considerations, a 43 year old otherwise healthy paraplegic male with some upper body weakness (injury at T-6) will incur approximately six million current value dollars in custodial, skilled nursing and medical costs over a life expectancy of 25 years.

More at http://legalnurseconsultanttom.com
Posted by Thomas Sharon, R.N., M.P.H on September 16, 2008 at 06:11 PM

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Insurance: Unfair Insurance Claim Practices

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