Pleasant Law Blog (Insurance Claims, Medical Misakes, and Nursing Home Claims)

Assurant Insurance (formerly Fortis Insurance) Pays Dearly For Misconduct

A huge verdict (reported here) against Assurance Insurance paints the picture of an all to familar problem with insurance companies. This practice is called "post-claim underwriting" and is used by insurance companies (apparently including Assurant, a health insurance company) to deny claims by pointing to "misrepresentations" on the insurance application, but only after a claim is made. Arguably, the insurance company doing this is happy to accept premium after premium from an insurance policyholder, but then digs in and looks for even the slightest innacuracy once a claim is made. This is clearly an unfair practice, and insurance companies should not be allowed to get away with it, as this jury's verdict makes clear. Seek help from an insurance lawyer if you are having problems with Assurant health insurance or any other insurance company. I am happy to help, and do free consultations in most insurance matters. Whether your problem is health insurance, life insurance, long-term disability insurance (companies like Unum Provident, John Hancock, CIGNA, The Hartford), credit disability insurance, propery or homeowner insurance (Allstate, State Farm, Nationwide), cancer insurance (American Heritage, Allstate Insurance), long term care insurance, or any other insurance policy, you can call me: Thomas W. Pleasant, North Carolina Insurance Attorney, 910.509.7106 / Toll Free: 888-435-7156.